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Panel 3 Member
[Matt tweeted that this forum is empty LOL]
So suppose you stumbled on MS by accident but it can't really work yet for you cuz you're a little in debt. Turns out, techniques similar to MS work for Balance Transfers (BTs).
1. Some credit card offers have low BT fees. Others have 0% intro rates. You would get the latter.
2. Buy gift cards with the 0% intro rate card.
3. Liquidate to Bluebird or similar.
4. (use Bluebird to) Pay the credit card you had all along, that is NOT 0% interest.
So suppose you stumbled on MS by accident but it can't really work yet for you cuz you're a little in debt. Turns out, techniques similar to MS work for Balance Transfers (BTs).
1. Some credit card offers have low BT fees. Others have 0% intro rates. You would get the latter.
2. Buy gift cards with the 0% intro rate card.
3. Liquidate to Bluebird or similar.
4. (use Bluebird to) Pay the credit card you had all along, that is NOT 0% interest.